Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Information about the American Express® Green Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
In addition to special welcome bonuses, credit card issuers frequently run amplified rewards rates and new promotions that allow cardholders to maximize benefits — but only for a limited time. These offers can allow you to more rewards than you’d typically earn on a purchase or take advantage of new money-saving perks.
With thousands of credit cards available, it can be hard to keep track of all these promotions, especially if you have multiple credit cards.
CNBC Select tracked down the best limited-time promotions currently offered.
Best credit card bonus offers and limited-time promotions
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American Express offers and promotions
- Exclusive limited-time discounts at dining, retail and travel merchants with Amex Offers. Current Amex Offers include discounts with JetBlue, Delta, Marriott Bonvoy, Best Buy and GoPuff. You have to opt-in to take advantage of the offers.
- Check out Amex refer-a-friend offers where you can earn bonus points, miles or cash back for referring a friend to an American Express card.
- Get access to exclusive entertainment events, ticket presales and preferred seating for concerts, sporting events and more in select cities.
- The majority of Amex cards offer a complimentary ShopRunner membership for free two-day shipping and free returns at over 100 stores.
Eligible Amex cards
Blue Cash Everyday® Card from American Express
On the American Express secure site
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Rewards
3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%, 3% cash back at U.S. gas stations, up to $6,000 per year, then 1%, 3% cash back on U.S. online retail purchases, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
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Welcome bonus
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
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Annual fee
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Intro APR
0% intro APR for 15 months on purchases and balance transfers, from the date of account opening
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Regular APR
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Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
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Foreign transaction fee
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Credit needed
Bank of America offers and promotions
- Exclusive discounts at dining, retail and travel merchants with BankAmericard Deals. You have to opt-in to take advantage of the offers.
- Complimentary museum admission during the first full weekend of every month at participating museums, such as The Museum of Modern Art in New York and The Andy Warhol Museum in Pittsburgh.
Eligible Bank of America cards
Chase offers and promotions
- Maximize rewards with Chase Dining: Chase Sapphire Preferred® Card and Chase Sapphire Reserve® card members earn 10X total points on up to $500 on purchases made through Chase Dining. Eligible purchases include ordering takeout or delivery through Tock, making a prepaid reservation or joining a Virtual Dining Series experience.
- Complimentary Instacart+ membership: Several popular consumer Chase credit cards are offering three to 12 free months of grocery delivery via Instacart+. Some cards are also offering statement credits toward Instacart orders. You must register your card by July 31, 2024. More info here.
- Complimentary or discounted DashPass membership: Chase Sapphire Reserve® (free for a minimum of one year), Chase Freedom Unlimited®, and Chase Freedom® Student credit card (first three months free then a 50% discount for the next nine months). Activate by December 31st, 2024.
- Bonus rewards on Lyft purchases: Chase Sapphire Reserve® (10X), Chase Sapphire Preferred® (5X), Chase Freedom Unlimited® and Chase Freedom Student® (5%). Valid through March 31st, 2025.
- Chase Freedom Flex℠ and Chase Freedom Unlimited®: Check out the Chase Freedom cash-back calendar for 2023 for the quarterly bonus categories; once activated, cardholders can earn 5% cash back in those categories up to $1,500 each quarter, then 1%.
- Check out Chase refer-a-friend offers.
- Exclusive discounts at dining, retail and travel merchants with Chase Offers. You have to opt-in to take advantage of the offers.
- Get access to exclusive entertainment events, ticket presales and preferred seating for concerts, sporting events, and more in select cities.
Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.
Eligible Chase cards
Chase Sapphire Preferred® Card
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Rewards
$50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 3X points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2X points on all other travel purchases, and 1X points on all other purchases
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Welcome bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
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Annual fee
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Intro APR
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Regular APR
21.49% – 28.49% variable on purchases and balance transfers
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Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
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Foreign transaction fee
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Credit needed
Citi offers and promotions
- Exclusive discounts at dining, retail and travel merchants with Citi Merchant Offers. You have to opt-in to take advantage of the offers.
- Get access to exclusive entertainment events, ticket presales and preferred seating for concerts, sporting events, and more in select cities with Citi Entertainment.
Eligible Citi cards
Citi® Double Cash Card
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Rewards
2% cash back: 1% on all eligible purchases and an additional 1% after you pay your credit card bill
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Welcome bonus
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Annual fee
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Intro APR
0% for the first 18 months on balance transfers; N/A for purchases
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Regular APR
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Balance transfer fee
For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies
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Foreign transaction fee
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Credit needed
Discover offers and promotions
Discover it® Cash Back
On Discover’s secure site
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Rewards
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases-automatically.
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Welcome bonus
Discover will match all the cash back you’ve earned at the end of your first year.
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Annual fee
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Intro APR
0% for 15 months on purchases
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Regular APR
17.24% to 28.24% Variable
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Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
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Foreign transaction fee
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Credit needed
Capital One offers and promotions
- Check out Capital One refer-a-friend offers.
- Exclusive discounts at dining, retail and travel merchants with Capital One Offers. You have to opt-in to take advantage of the offers.
- Get access to exclusive entertainment events, dining experiences, ticket presales and preferred seating for concerts, sporting events, and more in select cities.
Eligible Capital One cards
Capital One Quicksilver Cash Rewards Credit Card
On Capital One’s secure site
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Rewards
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024, 1.5% cash back on every purchase
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Welcome bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
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Annual fee
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Intro APR
0% intro APR for 15 months on purchases and balance transfers
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Regular APR
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Balance transfer fee
3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time. No fee for amounts transferred at the Transfer APR
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Foreign transaction fee
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Credit needed
Capital One Venture Rewards Credit Card
On Capital One’s secure site
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Rewards
5 Miles per dollar on hotel and rental cars booked through Capital One Travel, 2X miles per dollar on every other purchase
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Welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening
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Annual fee
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Intro APR
N/A for purchases and balance transfers
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Regular APR
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Balance transfer fee
$0 at the Transfer APR, 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
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Foreign transaction fee
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Credit needed
Capital One VentureOne Rewards Credit Card
On Capital One’s secure site
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Rewards
5 Miles per dollar on hotel and rental cars booked through Capital One Travel, 1.25X miles per dollar on every purchase
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Welcome bonus
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
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Annual fee
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Intro APR
0% intro APR on purchases and balance transfers for 15 months
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Regular APR
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Balance transfer fee
3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time. No fee for amounts transferred at the Transfer APR
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Foreign transaction fee
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Credit needed
Capital One Venture X Rewards Credit Card
On Capital One’s secure site
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Rewards
10 Miles on hotels per dollar and rental cars, 5 Miles per dollar on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases
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Welcome bonus
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
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Annual fee
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Intro APR
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Regular APR
22.24% – 29.24% variable APR
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Balance transfer fee
$0 at the Transfer APR, 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
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Foreign transaction fees
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Credit needed
Capital One Savor Cash Rewards Credit Card
Information about the Capital One Savor Cash Rewards Credit Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
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Rewards
4% cash back on dining and entertainment, 4% on eligible streaming services, 3% at grocery stores and 1% on all other purchases
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Welcome bonus
Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening
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Annual fee
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Intro APR
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Regular APR
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Balance transfer fee
3% for promotional APR offers; none for balances transferred at regular APR
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Foreign transaction fee
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Credit needed
Capital One SavorOne Cash Rewards Credit Card
On Capital One’s secure site
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Rewards
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024, 8% cash back on Capital One Entertainment purchases, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel; Terms apply, 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), 3% cash back on popular streaming services and entertainment, and 1% cash back on all other purchases
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Welcome bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
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Annual fee
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Intro APR
0% intro APR on purchases and balance transfers for 15 months
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Regular APR
19.99% – 29.99% variable
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Balance transfer fee
3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time. No fee for amounts transferred at the Transfer APR
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Foreign transaction fee
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Credit needed
For rates and fees of the Blue Cash Everyday® Card from American Express, click here.
For rates and fees of the Blue Cash Preferred® Card from American Express, click here.
For rates and fees of the The Amex EveryDay® Credit Card from American Express, click here.
For rates and fees of the The Amex EveryDay® Preferred Credit Card from American Express, click here.
For rates and fees of the American Express® Green Card, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the Discover it® Cash Back, click here.
For rates and fees of the Discover it® Student Cash Back, click here.
For rates and fees of the Discover it® Balance Transfer, click here.
Information about the Chase Freedom Flex℠, Bank of America cards, Amex EveryDay® Credit Card, The Amex EveryDay® Preferred Credit Card from American Express, Capital One Savor Cash Rewards Credit Card, has been collected independently by Select and has not been reviewed or provided by the issuers of the cards prior to publication.
Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
